10 Simple Steps to Buying a Lancaster County PA Home

Welcome Back Readers!  Ok, so you’ve decided to buy a house.  What do you need to do?  How does the process work? I’m going to give you a simple 10 step approach to buying a home “the right way”.

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Is it the right time to buy a house?

http://www.flickr.com/photos/billtex48/886589178/

Photo Courtesy of B&M Photography

To buy a house or not to a buy a house, that is the question.   It’s a big decision, some would say due to the huge impact it can have on your lives it’s the biggets decision you’ve ever made.  Some people will tell you to buy a house right away, others will tell you to wait a few years.  These opinions vary between friends, family members, co-workers, even Mom and Dad might disagree on the right thing for you to do.  Who’s right, what should you do?

Well, the short answer is that it’s completely up to you.  You should rely on the advice of friends and family, their experiences can save you a lot of trouble, but in the end no one can make this decision but you and your spouse.  As a Realtor, I get asked all the time by nervous buyers whether I think they are making the right decision and while I am happy to give advice, my answer is always the same, it doesn’t matter what I think, because in the end YOU will be living in whatever home you buy and YOU will be paying for it.  For that reason and that reason alone, you need to tune out everyone else’s opinions and focus on what you want to do. Continue reading

Craigslist Rental Scams

Scam Check, http://www.flickr.com/photos/cafemama/3638263765/Welcome Back Readers!  Thanks for stopping by, I wanted to pass on a little info about a scam that has been happening across the internet, as always if something sounds to good to be true it probably is.

If you think Nigerian Bankers are the only ones out there scamming people, I have news of a new (well not new but it’s becoming more widely used) scam involving craigslist and real estate rentals. (read on to find out more)
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Fannie Mae EXTENDS Popular Closing Cost Assistance Program!

Welcome Back Readers!  It’s been a hugely busy month for me in real estate, with the end of the Federal Tax Credit for Homebuyers the Lancaster County real estate market has warmed up with the spring!  Even as we close the door on the tax credit, there are many, many other incentives still available for buyers though as we proceed through summer.

For example, I wrote a post a few months ago about Fannie Mae offering  3.5% closing costs assistance/appliance credits for buyers.  Due to the popularity of this program (according to Fannie Mae that is), they have extended the program through June! 

Click through the “Read More” link after the jump for all the details!
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Did You Know That We Can Blame it All on Snow?

Welcome Back Readers!  Or should I say viewers?  This is the first of many video blog posts on www.TheLancasterConnection.com .  I’m excited about being able to bring you this content in a way that is relevant and timely but don’t worry, there will be more than just video posts to keep you up to date on what’s happening in real estate and the rest of Lancaster County, as we’ll still have all of your favorite guest authors as well!

This week, I wanted to talk to you about snow and ice.  Not just any snow, but huge amounts of snow and ice we had that according to NAR is bringing the national housing market to a halt.  Or is it?

Watch the video after the jump to see what I am talking about and why the thought that snow is stopping home sales anywhere in the nation is just WRONG!  Oh, and that italian ice there in the picture?  You’ll see why that’s there in the video too. Continue reading

A FEW FORECLOSURE SOLUTIONS SIMPLIFIED, HELP FOR DISTRESSED HOMEOWNERS IN PA

Welcome Back Readers!   I wrote this article a little over a year ago and thought it would be worthwhile to refresh it and repost.  Why?  Well, here in Lancaster Pennsylvania we are in much better shape than many other areas, we do not have, and should not expect, a flood of foreclosures.  That being said, foreclosure is the reality many homeowners are currently facing and the majority of them do not understand the process. First and foremost, this article is not in any way considered to be, or offered as, legal advice.  I am not an attorney and all  homeowners with specific questions about the foreclosure process should consult with an attorney.  With that being said, I am going to lay out in simple terms just what to expect in the process.  Let’s get started, read on after the jump for more!  Continue reading