Welcome Back Readers!   I wrote this article a little over a year ago and thought it would be worthwhile to refresh it and repost.  Why?  Well, here in Lancaster Pennsylvania we are in much better shape than many other areas, we do not have, and should not expect, a flood of foreclosures.  That being said, foreclosure is the reality many homeowners are currently facing and the majority of them do not understand the process. First and foremost, this article is not in any way considered to be, or offered as, legal advice.  I am not an attorney and all  homeowners with specific questions about the foreclosure process should consult with an attorney.  With that being said, I am going to lay out in simple terms just what to expect in the process.  Let’s get started, read on after the jump for more!  Continue reading →