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	<title>The Lancaster Connection.com &#187; wealth</title>
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		<title>Did FHA Just Throw First Time Buyers in Front of the Bus for a PR Gain?</title>
		<link>http://thelancasterconnection.com/2010/01/20/did-fha-just-throw-first-time-buyers-in-front-of-the-bus-for-a-pr-gain/</link>
		<comments>http://thelancasterconnection.com/2010/01/20/did-fha-just-throw-first-time-buyers-in-front-of-the-bus-for-a-pr-gain/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 19:34:54 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Financing]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Lancaster Pa]]></category>
		<category><![CDATA[lifestyle]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[young]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=442</guid>
		<description><![CDATA[ Welcome Back Readers!  I apologize in advance for the negative tone of this post, but it is information that people who plan on buying this year need to have.  Let me start with this:  There are many solutions available to FHA&#8217;s problems, and there are other programs that allow cash poor buyers to still purchase homes.  [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2010/01/20/did-fha-just-throw-first-time-buyers-in-front-of-the-bus-for-a-pr-gain/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>It Isn&#8217;t a Question of &#8220;If&#8221; Waiting Will Cost You, but Rather &#8220;How Much?&#8221;</title>
		<link>http://thelancasterconnection.com/2009/12/09/it-isnt-a-question-of-if-waiting-will-cost-you-but-rather-how-much/</link>
		<comments>http://thelancasterconnection.com/2009/12/09/it-isnt-a-question-of-if-waiting-will-cost-you-but-rather-how-much/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 17:35:07 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[celebrate]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hundred]]></category>
		<category><![CDATA[lifestyle]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[one]]></category>
		<category><![CDATA[person]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[strength]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[tax credit extension]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[young]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=306</guid>
		<description><![CDATA[Waiting.  Sometimes a wise strategy, sometimes a foolish one.  When it comes to home buying, waiting will surely cost you.  There are a number of reasons why, but before I go into that, let&#8217;s get one thing clear&#8230;. if you aren&#8217;t in a positions to buy, if you truly can&#8217;t afford it, don&#8217;t do it.  But [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2009/12/09/it-isnt-a-question-of-if-waiting-will-cost-you-but-rather-how-much/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The numbers are in and they&#8217;re&#8230;&#8230; not that bad!</title>
		<link>http://thelancasterconnection.com/2009/11/19/the-numbers-are-in-and-theyre-not-that-bad/</link>
		<comments>http://thelancasterconnection.com/2009/11/19/the-numbers-are-in-and-theyre-not-that-bad/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 20:51:55 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[4. Local Real Estate Market Data]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=275</guid>
		<description><![CDATA[I know, I know, not the most inspiring title but seriously, when we look at market statistics in today&#8217;s ecnomy not that bad is pretty darn good!  Read on to find out more! I don&#8217;t know if you are familiar with Zillow.com or not, but they are a national website that aggregates real estate listings [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2009/11/19/the-numbers-are-in-and-theyre-not-that-bad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It&#8217;s Back!  PHFA Allows Buyers to use the First Time/Repeat Buyer Tax Credit to Close!</title>
		<link>http://thelancasterconnection.com/2009/11/18/its-back-phfa-allows-buyers-to-use-the-first-timerepeat-buyer-tax-credit-to-close/</link>
		<comments>http://thelancasterconnection.com/2009/11/18/its-back-phfa-allows-buyers-to-use-the-first-timerepeat-buyer-tax-credit-to-close/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 22:20:05 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[exchange]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hundred]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[paying]]></category>
		<category><![CDATA[person]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[strength]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[tax credit extension]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=270</guid>
		<description><![CDATA[It&#8217;s official!  Today, Pennsylvania Housing Finance Agency (PHFA) announced that it has allocated funding in the amount of $5,000,000 for the continuation of their Tax Credit Advance (TCA) program!   This is a limited time offer, so take note, once they run out of money it will be too late, so you need to move now if you [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2009/11/18/its-back-phfa-allows-buyers-to-use-the-first-timerepeat-buyer-tax-credit-to-close/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>A Whole New World &#8211; Why the New and Expanded Tax Credit May Save the US Economy!</title>
		<link>http://thelancasterconnection.com/2009/11/08/a-whole-new-world-why-the-new-and-expanded-tax-credit-may-save-the-us-economy/</link>
		<comments>http://thelancasterconnection.com/2009/11/08/a-whole-new-world-why-the-new-and-expanded-tax-credit-may-save-the-us-economy/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 02:58:16 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[building]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
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		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hundred]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[move up buyer]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[strength]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[tax credit extension]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[world economy]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=250</guid>
		<description><![CDATA[This past Friday, President Obama signed into law H.R. 3548.  This bill, at it&#8217;s heart a bill to extend unemployment benefits {which, by the way, is being completely overlooked as the critical step it was to help the unemployed workers in this country, but that&#8217;s a topic for another day (see, I&#8217;m overlooking it too!)} contained a [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Home Buyer Tax Credit Passes House 403-12!</title>
		<link>http://thelancasterconnection.com/2009/11/05/home-buyer-tax-credit-passes-house-430-12/</link>
		<comments>http://thelancasterconnection.com/2009/11/05/home-buyer-tax-credit-passes-house-430-12/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 21:02:46 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[celebrate]]></category>
		<category><![CDATA[Celebration]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[tax credit extension]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=226</guid>
		<description><![CDATA[With a quick and resounding &#8220;Yes&#8221; vote, the House today passed HR3548, extending and expanding the Home Buyer Tax Credit!  All we need now is for President Obama to sign the bill into law! For more details on the changes, read yesterdays post here http://thelancasterconnection.com/2009/11/04/home-buyer-tax-credit-passes-senate-98-0/ or Listen Here for NAR President Charles McMillan&#8217;s special podcast regarding the changes to the [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2009/11/05/home-buyer-tax-credit-passes-house-430-12/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buyer Tax Credit Passes Senate 98-0!</title>
		<link>http://thelancasterconnection.com/2009/11/04/home-buyer-tax-credit-passes-senate-98-0/</link>
		<comments>http://thelancasterconnection.com/2009/11/04/home-buyer-tax-credit-passes-senate-98-0/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 01:42:15 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
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		<category><![CDATA[Celebration]]></category>
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		<category><![CDATA[festive]]></category>
		<category><![CDATA[finance]]></category>
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		<category><![CDATA[financial]]></category>
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		<category><![CDATA[fun]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
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		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[one]]></category>
		<category><![CDATA[person]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[strength]]></category>
		<category><![CDATA[tax credit extension]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=222</guid>
		<description><![CDATA[The Senate voted today 98-0 to pass the HR 3548.  HR 3548 is a bill  that extends unemployment benefits for an additional 20 weeks and contains an amendment that extends the existing $8,000 First Time Buyer Tax Credit and adding a tax credit for Move Up buyers! Here is what we know: The Tax Credit Extension allows [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2009/11/04/home-buyer-tax-credit-passes-senate-98-0/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Recording your documents will cost you more starting December 2009</title>
		<link>http://thelancasterconnection.com/2009/11/03/recording-your-documents-will-cost-you-more-starting-december-2009/</link>
		<comments>http://thelancasterconnection.com/2009/11/03/recording-your-documents-will-cost-you-more-starting-december-2009/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 13:00:13 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[background]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hundred]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=217</guid>
		<description><![CDATA[Fees.  It&#8217;s an interesting word and many people don&#8217;t know just how many fees are involved in a real estate transaction.  Lender fees, title fees, inspection fees, notary fees, administrative fees, recording fees, if you&#8217;ve ever looked at a settlement sheet you&#8217;d be amazed at just how many there are.  Why so many? Well, all [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Extending the Home Buyer Tax Credit &#8211; So Close, Yet So Far Away</title>
		<link>http://thelancasterconnection.com/2009/10/29/extending-the-home-buyer-tax-credit-so-close-yet-so-far-away/</link>
		<comments>http://thelancasterconnection.com/2009/10/29/extending-the-home-buyer-tax-credit-so-close-yet-so-far-away/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 15:16:05 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
		<category><![CDATA[2. Real Estate Finance & Financial Info]]></category>
		<category><![CDATA[3. For Real Estate Professionals]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[repeat buyer]]></category>
		<category><![CDATA[strength]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[tax credit extension]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[young]]></category>

		<guid isPermaLink="false">http://thelancasterconnection.com/?p=196</guid>
		<description><![CDATA[Here is the headline from the AP Story that ran yesterday &#8220;Senators agree to extend homebuyer tax credit&#8221;.  Look spretty good, doesn&#8217;t it?  Reading that, you would think we were in the clear, tax credits for everyone!   Well, I hate to rain on everyone&#8217;s parade, but we still have a long way to go.  Think of [...]]]></description>
		<wfw:commentRss>http://thelancasterconnection.com/2009/10/29/extending-the-home-buyer-tax-credit-so-close-yet-so-far-away/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Senate Voting today on amendment to extend the $8,000 First Time Buyer Tax Credit</title>
		<link>http://thelancasterconnection.com/2009/10/27/senate-voting-today-on-amendment-to-extend-the-8000-first-time-buyer-tax-credit/</link>
		<comments>http://thelancasterconnection.com/2009/10/27/senate-voting-today-on-amendment-to-extend-the-8000-first-time-buyer-tax-credit/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 21:32:29 +0000</pubDate>
		<dc:creator>Jason Burkholder</dc:creator>
				<category><![CDATA[1. For Everyone]]></category>
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		<guid isPermaLink="false">http://thelancasterconnection.com/2009/10/27/senate-voting-today-on-amendment-to-extend-the-8000-first-time-buyer-tax-credit/</guid>
		<description><![CDATA[According to a quick release from The National Association of Realtors today, the Senate is voting on an amendment to Extend Unemployment Insurance Benefits.  In this bill, there is an amendment titled &#8220;Dodd-Lieberman-Isakson Amendment to Extend and Expand the $8,000 First Time Homebuyer Tax Credit&#8221;.   According to NAR: The Extended and Expanded Tax Credit will [...]]]></description>
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